This privacy statement is made on behalf of Exprtt4x.com. All references to "Expert4x", “we”, “us” or “our” in this policy are references to the Expert4x.com group.
Expert4x is committed to protecting your privacy and to compliance with the Australian Privacy Principles contained in the Privacy Act 1988 (Cth).
This Privacy Statement sets out the policy of Expert4x for management of personal information. We are committed to ensuring the privacy of your information and recognise that you, as a customer, are concerned about your privacy and about the confidentiality and security of information that we may hold about you.
This Policy is designed to inform customers of:
- What information we collect and the purposes for which we collect it;
- Use and disclosure of information collected;
- Security of your personal information;
- Gaining access to information we hold about you;
- What to do if you believe the information we hold about you is inaccurate;
- Complaints in relation to privacy; and
- How to contact us.
Personal information is information or an opinion about an individual whose identity is apparent, or can reasonably be ascertained, from the information or opinion. Expert4x may also collect any personal information necessary for the purposes of complying with the Anti-Money Laundering and Counter-Terrorism Financing Act 2006.
The information we collect from you will depend on what services we provide to you and may include your name, and your e-mail address.
Open and transparent management of personal information
Expert4x seeks to ensure that personal information we hold about an individual is managed in an open and transparent manner. Management of personal information, including details regarding the kind of personal information we collect and hold; how and why we collect and hold this information, and how an individual may access and seek correction of the information we hold about them. We further provide details regarding our complaints handling process, our policy on disclosure of information to overseas recipients (and if so, which countries).
Collection of personal information
This policy details how Expert4x adheres to the Privacy Principles regarding the collection of solicited personal information. We only collect personal information directly from individuals, which is reasonably necessary for the provision of our services, and only by lawful and fair means. Information is generally sought through the sale of any product for delivery of such products. Accordingly, we will always ensure you are apprised of our purpose in collecting information, and your right to gain access to such information. If you do not provide the information requested, we may be unable to provide you with our products.
We may also collect information about you from our web site but this information will only identify who you are if you provide us with your details (eg. if you e-mail your contact details to us). When you visit our web site our web server collects the following types of information for statistical purposes:
- your Internet service provider’s address;
- the number of users who visit the web site;
- the date and time of each visit;
- the pages accessed and the documents downloaded;
- the type of browser used.
No attempt is made to identify individual users from this information.
The Expert4x web site contains links to the web sites of third parties. If you access those third party web sites they may collect information about you. Expert4x does not collect information about you from the third parties. You will need to contact them to ascertain their privacy standards.
A cookie is a small text file placed on your computer hard drive by a web page server. Cookies may be accessed later by our web server. Cookies store information about your use of our web site.
- determine whether you have previously used our web site;
- identify the pages you have accessed; and
- facilitate administration of the site and for security purposes.
Most web browsers are set to accept cookies but you may configure your browser not to accept cookies.
In line with normal business practices we use Google Analytics and re-marketing services and Google and other third party suppliers provide advertising services online on our behalf. Expert4x and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to your website.
Expert4x and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) together to report how your ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to your site. If you don’t wish to be contacted in this way Google provide a service to opt out.
If you provide us with your e-mail address during a visit to our web site it will only be used for the purpose for which you provided it to us. It will not be added to a mailing list without your consent unless the mailing list is related to the purpose for which you provided your e-mail address to us. We may use your e-mail address, for example, to provide you with information about a particular service or respond to a message you have sent to us.
If you purchase one of our products and provide your e-mail address to us so that we may communicate with you through e-mail, we may also use your e-mail address to advise you of upgrades and changes to our products.
Unsolicited personal information
We require that all e-mails promoting Expert4x or its products are sent only to clients who have agreed to receive such messages. We prohibit any advertising of our brand and Web site using unsolicited email messages. Not complying with this policy will cause partnership termination and/or affiliate account termination.
If you feel you’ve been sent unsolicited emails promoting our brand or website and would like to register a complaint, please use the contact us to inform us. We will immediately investigate all allegations made related to unsolicited messages.
Notification of the collection of personal information
When we obtain personal information about you, we ensure that you have our contact details and that you are aware of the collection of information and our purposes for doing so. We do not disclose your information to third parties, unless they are related entities in which case they are required to conform to our procedures.
Use and disclosure of personal information
Expert4x collects and holds limited personal information about an individual for the purpose of delivery electronic products purchased from us. We collect this information with your consent, for the primary purpose disclosed to you at the time of collection.
rocess you may avail if you wish to challenge that decision. You may also request that we associate the personal information we hold with a statement regarding your view of its inaccuracy.
Security of personal information
We take reasonable steps and precautions to keep personal information secure from loss, misuse, and interference, and from unauthorised access, modification or disclosure
As you use the Internet to communicate with us, you should be aware that there are inherent risks in transmitting information over the Internet. We do not have control over information while in transit over the Internet and we cannot guarantee its security.
If you have a complaint relating to our compliance with privacy laws or our treatment of your personal information, please contact us at info at expert4x.com
We will investigate your complaint and endeavor to resolve the issue to your satisfaction.
General Advice Warning
Expert4x will only provide you with general advice, not personal advice. That means, we will not take into account your personal objectives, financial situation or needs, even if they are known. Accordingly, the advice may not be appropriate for you.
We may provide general advice regarding trade size, the level of margin needed and risk management techniques appropriate for our trading strategies.
Financial products are complex and all entail risk of loss. Over-the-counter derivative and foreign exchange products are considered speculative because they are highly leveraged and carry risk of loss beyond your initial investment, hence should only be traded with capital you can afford to lose. Please ensure you obtain professional advice to ensure trading or investing in any financial products is suitable for your circumstances, and ensure you obtain, read and understand any applicable offer document
Risks of trading Forex
Trading carries many risks including:
- Many untrained novice traders lose much of their capital
- High leverage up to 100:1 greatly magnifies both risks and returns
- Adverse market moves can lose you all your equity and more, or at least cause your broker to call for more equity margin
- Stop losses are recommended to manage risk but may trigger “at market” orders which may be filled past the intended order level
- Markets can be volatile, jumpy, and even “gap” on surprise news/events
- Some markets can be especially illiquid and volatile if thinly traded such as cryptocurrencies
- You could become an unsecured creditor if your broker goes bust and inadequately protects its client trust accounts